Child Benefit cut

[oafc0000]

Its like listening to an Ocean finance ad!

[eFestivals]

Do you want me to research a list of policy announcements made directly to the media by new labour? If the outcome is exactly the same doesn't matter where the pr man is.

you're missing what I'm getting at.

When something is announced is normally of little bearing to what's being announced. In the case of nu-Labour they were often announcing things that way for their own internal reasons or simply cos they couldn't keep their gob shut after a decision had been taken, nothing to do with flannelling the country.

The timing of the CB announcement is VERY deliberate. It was made at their party conference so that they can give the impression that the party is behind taxing themselves (the rich) - while they've no doubt been briefed on how the poor are going to get hit, so they don't react badly to this announcement - so that when the really bad announcements come along in a few weeks time they've got something to point at and say "but look, we're not just hitting the poor".

It's 100% about managing the reaction to further - much worse - announcements. It's not about 'telling someone but the House first'.

And the poor still pay back the nationalised debt. Remind me why am I grateful for having an extra five years to pay back a debt that had f*ck all to do with me in the first place? There is zero contradiction, the poor get shafted either way, you just happen to think it better they get shafted for less but for a longer period. Its like listening to an Ocean finance ad!

It's all very well saying "I can get thru the pain faster" when you can survive with maximum pain, but what about those who can't?

The people that will be hit hardest have no slack at all to deal with cuts. But even so, they'll manage better being short of (say) £25 each week better than they would do £50 each week.

What's so hard for you to understand about that? Forgotten that you're very well off compared to some, perhaps?

[llcoolphil]

It's all very well saying "I can get thru the pain faster" when you can survive with maximum pain, but what about those who can't?

[eFestivals]

Ive already said to you in a different thread that I will be astonished if the company I work for survives until Easter.

I wasn't meaning specifically you, it was a general comment.

But all the same, given those circumstances for you, perhaps you'd be wiser taking a much longer view than you're currently doing.

Crumbs off the table that we have to be grateful for.

eh? There's no crumbs for anyone with (*real*, not imagined) living costs greater than their income!!

I am very well off compared to some. But the just over £950 I brought home this month doesn't make me well off. It's only because I do without credit cards and overdrafts, pensions and savings, that I dont run a car and live in social housing that makes that possible. Ive forgotten nothing - but I have styled my life to live on significantly less than most

Yep, that's something that many of us are able to do (including EVERYONE earning £44k+ a year - which is why they can manage with no CB oaf!).

But there's also many people who have already styled their life to the very bare minimum (not quite the case for yourself, at least) and have absolutely no scope to cut back more. What are they meant to think and do about suffering cuts, and cuts at twice the level than they might otherwise be? For them, that difference in the level of cuts is of a significance that you're seemingly unable to grasp.

[Gre]

Next year we are going La Palma, on a family holiday destination undecided yet, and New York... Glasto was too much... I said this when I said I wasn't going glasto, minus the detail...

[llcoolphil]

I wasn't meaning specifically you, it was a general comment.

But all the same, given those circumstances for you, perhaps you'd be wiser taking a much longer view than you're currently doing.

[oafc0000]

I don't really want to jump on the oaf-bashing bandwagon, but I can't believe no-one has pounced on this?

3 foreign family holidays in a year? There's your £1k child benefit and more saved right there.

Edited October 5, 2010 by oafc0000

[sifi]

I don't really want to jump on the oaf-bashing bandwagon, but I can't believe no-one has pounced on this?

3 foreign family holidays in a year? There's your £1k child benefit and more saved right there.

[Gre]

But I am not saying I should keep it... Stop jumping and start reading... jeez

[oafc0000]

Its a perfect example of how people who are earning £44k a year could cut their outgoings at a stroke.

Edited October 5, 2010 by oafc0000

[oafc0000]

I would feel like a hypocrite to do so. We'll be going to Cyprus to visit my family there, to Italy to visit my family there, Styria to visit my family there and the South of France to visit family there next year.

Plus Glasto.

Edited October 5, 2010 by oafc0000

[sifi]

Bloody hell I can tell you don't have a kid That much travel would kill you

[llcoolphil]

My family income is twice that... So no, it isn't...

[oafc0000]

No it isn't. For this to be true, I would have to believe that your household income went down by nearly £50,000 this year - the £20k you told us you dropped from £60 to £40k and all your wife's salary minus whatever SMP is. Now if you're telling me that a couple of family holidays mean you cant afford Glasto, I'll guarantee that you cant take a hit of over 50% on your income.

Now stop telling such blatant lies.

[llcoolphil]

What the hell are you waffling about now...

Wife has been on maternity for 7 months now... 1 month 90% pay, 6 month SMP...

I am on £40k...

She is now phasing back into work... Using her holidays to make it easier...

There is no big lie here...

[oafc0000]

You tell us your joint income is around £90k.

You tell us your income is £40k.

That means your wife's income is £50k

That means your income has been down £50k - SMP this year.

That means your household income has taken a reduction of around 50%

That is bollocks.

[beLIEveR]

The important thing to remember is that this isn't being brought in for three years. In that time there will be a gap from just below the threshold to just above the threshold. In some cases, there will be a mutual agreement between employer and employee to delay a pay rise for a year or two, to ensure that they do not lose out, in the same way that you will never find a house priced at £251,000. Anyone who is currently earning at the level that they'll get most strongly screwed over will probably get a 3-4% cumulative pay rise over the next three years anyway.

What I find particularly amusing is that the Torygraph and Hate Mail are now up in arms at the prospect of the Government cutting a handout where 80% of recipients do not need it, while simultaneously capping the maximum amount of benefits to ensure that people can't breed as an alternative to work. Just goes to show what a disgusting bunch of self-centred, hypocritical toffs they are.

[llcoolphil]

Why is that bollocks ?

[gratedenini]

Basics. From what I read here, using my logic anyway... Mr Oaf is the one person who could "lose" the CB without it "harming" him.

Then theres the likes of me Old Mate bringing £950 home who obviously would need some sort of top ups in the form of Tax Credits,CB etc to even hit anything like a comfortable level.

The bairns... well all this flat-sharing and that... they dont really fit into this particular niche do they.

Regardless of Mr O and his foreign jaunts etc... who on here disagrees with the principle of the CB proposals?

The person on here who said that people on 250k should still get CB is off their trolley imo.

And this scroungers talk gets right on my tits.

Come Oct 20th I`m sure we`ll have a multitude of threads about the cuts to Education/Public Services/Benefits.

Nobody in their right mind cant disagree that cuts have to be made.

The biggest question afaic is how?

Miss Annabelle Oaf will get us out of this mess circa 2050

"My Father taught me all I know" quoted the new Tory minister

den

[oafc0000]

Because if you can take a hit of £50k and still go to the world cup, the idea that a holiday in La Palma and a holiday in New York means Glasto is probably unaffordable is bollox. If you can survive on £40k + SMP, suddenly having an income of £90K again makes anything you want affordable. If any of these figures were actually true.

[llcoolphil]

Then theres the likes of me Old Mate bringing £950 home who obviously would need some sort of top ups in the form of Tax Credits,CB etc to even hit anything like a comfortable level.

[llcoolphil]

You really are pretty thick... Then again you admitted above that you don't have savings / pension and such like...

[oafc0000]

Why does not having pensions or savings make me a bit thick? And what counts as 'such like'?

[llcoolphil]

I am not rich but I am better off than a lot of a country... but I will miss it... Its nearly £1000 a year tax free...

Ultimately it will effect the kiddy as we do use the money on her... Its been paying for her Waterbabies lessons... Not saying this will stop (it won't) but it means belts getting tighter...

[oafc0000]

So despite all these savings and an income of somewhere between £40k and £90k a year, the loss of £20.30 a week would mean you have to tighten your belt?

Edited October 5, 2010 by oafc0000