news & politics:discussion

[Neil]

1 minute ago, fred quimby said:

No.

chock full of people swerving the stock market for better returns elsewhere.

Edited January 17 by Neil

[fred quimby]

1 minute ago, Neil said:

chock full of people swerving the stock market for better returns elsewhere.

Certainly nice if you can do it. Wonder if they invest as well, bet that is never shown 

Not sure it adds up though for Barry to pay off his mortgage more efficiently was to take out another mortgage and pay tax on the earnings.

[fraybentos1]

30 minutes ago, Neil said:

 

and you're very unlikely to get better growth from a pension than what you've paid in interest.

Nonsense and I’ll show you the maths on that if you want 

[fraybentos1]

6 minutes ago, Neil said:

chock full of people swerving the stock market for better returns elsewhere.

You think most rich pensioner aren’t rich cause they have nice big pensions?

[fraybentos1]

11 minutes ago, Neil said:

not pensioners but have you never seen homes under the hammer? if maximising profit from investment is the thing then BTL is a much better investment than stock market.

Presumably you have a pension and not a BTL portfolio - why might that be?

[Neil]

1 minute ago, fraybentos1 said:

Nonsense and I’ll show you the maths on that if you want 

Ok I do hope you've done it properly.to account for fish being a kiddie Who escaped the early nineties.

[Neil]

1 minute ago, fraybentos1 said:

Presumably you have a pension and not a BTL portfolio - why might that be?

No. I don't give other people my money to lose for me I'm perfectly capable of losing it myself.

[Neil]

27 minutes ago, fraybentos1 said:

It’s worth remembering that Neil is wrong about almost everything he thinks and says.

One thing I got terribly wrong was creating a website that arseholes can't keep away from.

And that's an example of me saying something right. Go on prove me wrong.

Edited January 17 by Neil

[fraybentos1]

4 minutes ago, Neil said:

Ok I do hope you've done it properly.to account for fish being a kiddie Who escaped the early nineties.

If you have a 25 year mortgage of 270k at 4% interest and overpaid by £100 p/m you would save £18,800 in interest over the term.

If you invested £100 p/m in a stocks and shares ISA which returned 9% on average you’d end up with 100k after 25 years. 
 

You’ll ignore this I’m sure

[fraybentos1]

10 minutes ago, Neil said:

One thing I got terribly wrong was creating a website that arseholes can't keep away from.

And that's an example of me saying something right. Go on prove me wrong.

A discussion was being had and you got involved as per and were wrong as per. Instead of admitting that or better yet just keeping your beak out , you have a tantrum as usual. 
 

Also you sold the website you don’t need to be here if you don’t to 

[Neil]

9 minutes ago, fraybentos1 said:

If you have a 25 year mortgage of 270k at 4% interest and overpaid by £100 p/m you would save £18,800 in interest over the term.

If you invested £100 p/m in a stocks and shares ISA which returned 9% on average you’d end up with 100k after 25 years. 
 

You’ll ignore this I’m sure

You're ignoring the bits where £3k invested 20 years ago is worth about £500 now.thats a real life example with the proof on my desk.

[Neil]

6 minutes ago, fraybentos1 said:

A discussion was being had and you got involved as per and were wrong as per. Instead of admitting that or better yet just keeping your beak out , you have a tantrum as usual. 
 

Also you sold the website you don’t need to be here if you don’t to 

If everything I do and say is wrong how come I built something of value.

[fred quimby]

2 minutes ago, Neil said:

You're ignoring the bits where £3k invested 20 years ago is worth about £500 now.thats a real life example with the proof on my desk.

Ouch, certainly shows investments can go down as well as up. All depends on where it is invested of course. 

[Guest]

1 minute ago, Neil said:

If everything I do and say is wrong how come I built something of value.

Just ignore him mate, it’ll just end with insults being flung and general aggressiveness.

As I said earlier it’s probably best for any important financial advise to go an IFA rather than anyone on here as you just don’t know people’s credentials (or lack there of).

[steviewevie]

Anyway....the Rwanda bill passed if anyone cares.

[fred quimby]

Just now, Ozanne said:

Just ignore him mate, it’ll just end with insults being flung and general aggressiveness.

As I said earlier it’s probably best for any important financial advise to go an IFA rather than anyone on here as you just don’t know people’s credentials (or lack there of).

Oh indeed no one should take advice from here.

However, I have wonderful opportunity for your money to grow if everyone wants to send me some money

[Neil]

46 minutes ago, kaosmark2 said:

A quick google about the constituency and Kerry McCarthy doesn't show any hint of her standing down to me.

Something I did get wrong and can admit. It's the new seat of Bristol North East that he's the candidate for so he's not on a hiding to nothing from standing in Kingswood.

[Neil]

2 minutes ago, fred quimby said:

Oh indeed no one should take advice from here.

However, I have wonderful opportunity for your money to grow if everyone wants to send me some money

I recommend that people learn how to lose their own money than give it to legal thieves.

[Guest]

1 minute ago, fred quimby said:

Oh indeed no one should take advice from here.

However, I have wonderful opportunity for your money to grow if everyone wants to send me some money

I also don’t think it’s worth people throwing insults over either. 
 

Sounds legit, I’ve probably had an email or 2 about it…

[Guest]

It might not have passed the last Commons hurdle depending on the Lords but the HoC has in a way voted to ignore international law. Good times. 

[fraybentos1]

11 minutes ago, Neil said:

You're ignoring the bits where £3k invested 20 years ago is worth about £500 now.thats a real life example with the proof on my desk.

Hahaha wait you did that? Christ no wonder you’re bitter.

Obviously you’re never guaranteed returns in the stock market but a good index fund is hugely likely to make good returns over 2 decades. 
 

What on earth were you investing in lol 

[fraybentos1]

12 minutes ago, Neil said:

If everything I do and say is wrong how come I built something of value.

How much did you sell it for?

[fred quimby]

7 minutes ago, steviewevie said:

Anyway....the Rwanda bill passed if anyone cares.

We knew it would really

[Neil]

3 minutes ago, fraybentos1 said:

How much did you sell it for?

I'm contractually not allowed to say.

A decent amount because I'd built something of value.

Did it all without having to sell my soul too.

[Neil]

6 minutes ago, fraybentos1 said:

Hahaha wait you did that? Christ no wonder you’re bitter.

Obviously you’re never guaranteed returns in the stock market but a good index fund is hugely likely to make good returns over 2 decades. 
 

What on earth were you investing in lol 

It's a small stock market tracker where fees ate into it. For some people gambling with other people's money is a guaranteed win.